# HSBC — documented application rules

> HSBC application rules, documented: 1 tracked rule (0 active as last confirmed), 3 dated rule changes on record since 2018, most recently February 1, 2022. Every change dated and sourced; statuses reflect our last documented confirmation, not live issuer policy.

## Two-card limit (HSBC) — Retired — last confirmed February 1, 2022

- **2022-02-01**: Rule retired with HSBC's exit from US mass-market credit cards — Date approximate (month only). HSBC announced its US mass-market retail exit in May 2021 and completed the Citizens and Cathay transactions in February 2022, with the sold mass-market card accounts later moved to a First Bank & Trust program; new HSBC US consumer card applications and their limits ended with the exit. — sources: https://www.about.us.hsbc.com/hsbc-sells-mass-market-card-portfolio · https://www.doctorofcredit.com/hsbc-to-exit-u-s-retail-market/
- **2019-08-20**: Cap raised from two to three cards — Doctor of Credit's issuer card-limit reference recorded on August 20, 2019 that the HSBC maximum had increased to three. — sources: https://www.doctorofcredit.com/how-many-credit-cards-can-you-have-with-each-credit-card-issuer/
- **2018-08-01**: Rule first documented — Doctor of Credit's HSBC reference stated a maximum of two HSBC credit cards, that same-day inquiries were not combined, and that a banking relationship was needed or helpful for approval; premium cards additionally required Premier or Advance relationship balances. — sources: https://www.doctorofcredit.com/hsbc-credit-cards-list-of-cards-things-everybody-should-know-more/ · https://www.doctorofcredit.com/how-many-credit-cards-can-you-have-with-each-credit-card-issuer/

Canonical page: https://www.bonuseagle.com/rules/hsbc
Full dataset: https://www.bonuseagle.com/rules/dataset.csv (CC BY 4.0)