# Navy Federal — documented application rules

> Navy Federal application rules, documented: 1 tracked rule (1 active as last confirmed), 1 dated rule changes on record since 2026, most recently August 1, 2026. Every change dated and sourced; statuses reflect our last documented confirmation, not live issuer policy.

## 3-card limit / 1 per 90 days (Navy Federal) — Active — last confirmed August 1, 2026

- **2026-08-01**: Rule documented in issuer-published FAQ — Date approximate; reflects when the issuer FAQ was captured, not the rule's origin, which no tier-1/2 source dates. Navy Federal's published policy allows a member to be primary on up to three Navy Federal credit cards and approves only one new card per member in any 90-day period, with Home Equity and GO BIZ cards excluded from the three-card count. — sources: https://www.navyfederal.org/loans-cards/credit-cards/faqs.html · https://www.doctorofcredit.com/navy-federal-credit-union-nfcu-credit-cards-list-best-cards-things-must-know/

Canonical page: https://www.bonuseagle.com/rules/navy-federal
Full dataset: https://www.bonuseagle.com/rules/dataset.csv (CC BY 4.0)