Bonus Eagle

AI Disclosure

How we use AI.

Bonus Eagle uses artificial intelligence as a research and drafting tool. This page explains what that means, what it doesn't mean, and how human oversight works.

Effective June 21, 2026

The short version

AI helps us research and draft content faster. Every piece of published content is reviewed and edited by a human editor before going live. We do not auto-publish AI output. We do not claim AI-generated content as the work of a specific human author. We do not invent personal experiences we have not had.

What AI does on Bonus Eagle

  • Research: Synthesizes publicly available information about credit cards - issuer terms, public reviews, news coverage, points valuations.
  • Drafting: Prepares first drafts of card analyses, comparison articles, and educational guides.
  • Updates: Helps detect when card terms (welcome bonuses, fees, rewards) have changed so we can update our coverage promptly.
  • Suggestions: Recommends topics readers are searching for, gaps in our coverage, and ways to organize complex information.

What AI does NOT do on Bonus Eagle

  • AI does not publish content directly. Every article and card analysis is reviewed by a human editor before going live.
  • AI does not invent personal experiences. Where our content references personal experience with a card, that experience is real.
  • AI does not process your personal data. Contact form submissions, email addresses, and any data you share with us is NOT sent to AI services.
  • AI does not set our editorial opinions. Recommendations reflect human judgment after reviewing the data.

Human oversight

Our editorial workflow includes the following human checkpoints:

  1. Topic selection. A human decides what to write about.
  2. Fact verification. Every numeric claim (annual fee, APR, welcome bonus, rewards rate) is checked against the issuer's official disclosure before publication.
  3. Editorial review. A human editor reads every draft, edits for accuracy and voice, removes hallucinated or unverifiable claims, and adds context or nuance the AI missed.
  4. Publication approval. Nothing is published without an explicit human approval step.
  5. Ongoing correction. When errors are reported by readers or surfaced during periodic audits, we correct them promptly.

Why we disclose this

Three reasons:

  • FTC guidance. The U.S. Federal Trade Commission has issued guidance that AI-generated endorsements and reviews should be disclosed.
  • Reader trust. You deserve to know how the content you're reading was created. We'd rather lose a click to honesty than gain one through deception.
  • Industry direction. Major publishers (Wirecutter, NerdWallet, and others) have moved toward AI methodology transparency. We think this is the right direction.

Reporting errors

If you find a factual error, an outdated claim, or content that feels inappropriate for our methodology, please tell us through our contact form. We treat every report seriously and we update our content when readers identify genuine issues.

Updates to this disclosure

As our use of AI evolves and as regulatory guidance evolves, we will update this page. We will not weaken the human-oversight standards described here. If we ever do, we will mark the change visibly and explain why.

Contact

Questions about our AI methodology? Use our contact form.