All tools

Calculator

Foreign Transaction Fee Calculator

Spending abroad with the wrong card quietly adds a percentage to everything you buy. Enter a purchase and a fee rate to see the real cost, and how quickly it adds up.

A common fee is around 3%, but many travel cards charge nothing. Check your card's terms for its exact rate.

How this works

The fee is a percentage added to purchases processed abroad: amount × fee rate. It is easy to overlook because it is buried in the exchanged total, but across a trip it can quietly cost real money. More in Foreign transaction fees.

A general educational estimate, not financial advice. Your card's actual fee and exchange rate decide the final cost.