March 18, 2026
Rule confirmed
TPG describes it as a hard-and-fast rule of one approval every six months, lumping personal and small-business cards together.
Documented rule history
Active — last confirmed March 18, 2026Capital One 1 card per 6 months
Is the Capital One 1 card per 6 months still active? On our documented record it is active, last confirmed March 18, 2026: Rule confirmed. We have 2 dated, sourced changes on record since 2018. Statuses reflect documented confirmations, not live issuer policy.
Every documented change — newest first
November 28, 2018
Rule first documented
Applications within six months of a prior one are not processed at all and no hard pull is done; personal and business cards are both included.
Questions
Is the Capital One 1 card per 6 months still active?
Yes — active on our documented record, as last confirmed March 18, 2026: Rule confirmed. Always verify before applying — issuers change unwritten rules without notice.
When was the Capital One 1 card per 6 months first documented?
November 28, 2018: Rule first documented. Since then we have documented 2 changes, each dated and sourced on this page.
What changed most recently in the Capital One 1 card per 6 months?
March 18, 2026 — Rule confirmed. TPG describes it as a hard-and-fast rule of one approval every six months, lumping personal and small-business cards together.
Application rules are unwritten issuer policy; they change and get enforced without notice, and exceptions exist. Statuses reflect our last documented confirmation, not live issuer policy. Not financial or legal advice.
Cite this data
Bonus Eagle. “Capital One 1 card per 6 months — The Application Rules Record.” bonuseagle.com. https://www.bonuseagle.com/rules/capital-one/1-card-per-6-months
Data is free to use with attribution to bonuseagle.com.
All Capital One rules: the full issuer page.