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The Offer Record· ranked live

Best documented offers right now.

Every card below is scored against its own documented history— a card at its all-time high is a better strike than a bigger number that history says is routine. Each line shows the last documented offer and its as-of date; offers change without notice, so verify the live offer with the issuer before applying.

Worth a look — at or near their documented peak

  1. Amex Business Gold Card

    200,000 points after $15,000 spend in 3 months · documented March 1, 2026 · all-time high 200,000 points

    All-Time High

  2. Amex Business Platinum Card

    300,000 points after $20,000 spend in 3 months · documented March 1, 2026 · all-time high 300,000 points

    All-Time High

  3. Amex Gold Card

    100,000 points after $8,000 spend in 6 months · documented April 1, 2026 · all-time high 100,000 points

    All-Time High

  4. Amex Platinum Card

    175,000 points after $12,000 spend in 6 months · documented February 1, 2026 · all-time high 175,000 points

    All-Time High

  5. Chase Ink Business Cash

    100,000 points after $8,000 spend in 4 months · documented June 1, 2026 · all-time high 100,000 points

    All-Time High

  6. Chase Ink Business Unlimited

    100,000 points after $8,000 spend in 4 months · documented June 1, 2026 · all-time high 100,000 points

    All-Time High

  7. Citi AAdvantage Executive

    125,000 points after $15,000 spend in 5 months · documented August 27, 2026 · all-time high 125,000 points

    All-Time High

  8. Citi AAdvantage Platinum Select

    80,000 points after $3,500 spend in 4 months · documented September 3, 2026 · all-time high 80,000 points

    All-Time High

  9. Delta SkyMiles Gold Amex

    80,000 points after $3,000 spend in 6 months · documented August 27, 2026 · all-time high 90,000 points

    Strong

  10. Delta SkyMiles Platinum Amex

    90,000 points after $4,000 spend in 6 months · documented August 27, 2026 · all-time high 100,000 points

    Strong

  11. Capital One Venture

    75,000 points after $4,000 spend in 3 months · documented September 8, 2026 · all-time high 100,000 points

    Strong

  12. Amex Blue Cash Preferred

    $300 cash back after $3,000 spend in 6 months · documented February 1, 2026 · all-time high $350

    Strong

  13. Chase Sapphire Reserve

    100,000 points after $6,000 spend in 3 months · documented June 1, 2026 · all-time high 150,000 points

    Strong

  14. United Business Card

    110,000 points after $5,000 spend in 3 months · documented April 1, 2026 · all-time high 150,000 points

    Strong

  15. Marriott Bonvoy Boundless Credit Card

    200,000 points after $3,000 spend in 3 months · documented August 1, 2026 · all-time high 250,000 points

    Strong

  16. Chase Ink Business Preferred

    100,000 points after $8,000 spend in 3 months · documented November 1, 2025 · all-time high 120,000 points

    Strong

  17. United Club Card

    90,000 points after $5,000 spend in 3 months · documented May 1, 2026 · all-time high 110,000 points

    Strong

  18. Hilton Honors Surpass Amex

    130,000 points after $3,000 spend in 6 months · documented July 1, 2026 · all-time high 180,000 points

    Strong

  19. United Explorer Card

    60,000 points after $3,000 spend in 3 months · documented May 1, 2026 · all-time high 80,000 points

    Strong

  20. Amex Blue Cash Everyday

    $200 cash back after $2,000 spend in 6 months · documented February 1, 2026 · all-time high $250

    Strong

  21. Southwest Rapid Rewards Priority Credit Card

    60,000 points after $2,000 spend in 3 months · documented July 1, 2026 · all-time high 100,000 points

    Strong

  22. Alaska Airlines Visa Signature

    70,000 points after $2,500 spend in 3 months (90 days) · documented July 1, 2026 · all-time high 80,000 points

    Strong

  23. United Quest Card

    70,000 points after $4,000 spend in 3 months · documented May 1, 2026 · all-time high 100,000 points

    Strong

The rest of the record — history has seen better

  1. Southwest Rapid Rewards Plus Credit Card — 50,000 points after $1,000 spend in 3 months

    Average

  2. Southwest Rapid Rewards Premier Credit Card — 55,000 points after $1,500 spend in 3 months

    Average

  3. Capital One Savor — $200 cash back after $500 spend in 3 months

    Average

  4. JetBlue Plus Card — 70,000 points after $1,000 spend in 3 months

    Average

  5. Chase Sapphire Preferred — 75,000 points after $5,000 spend in 3 months

    Average

  6. Chase Freedom Unlimited — 20,000 points after $500 spend in 3 months

    Average

  7. Alaska Airlines Visa Business — 70,000 points after $4,000 spend in 3 months (90 days)

    Average

  8. Capital One Venture X — 75,000 points after $4,000 spend in 3 months

    Average

  9. Hilton Honors Business Amex — 130,000 points after $6,000 spend in 6 months

    Average

  10. IHG One Rewards Premier Credit Card — 140,000 points after $3,000 spend in 3 months

    Average

  11. Marriott Bonvoy Brilliant Amex — 150,000 points after $6,000 spend in 6 months

    Average

  12. IHG One Rewards Traveler Credit Card — 80,000 points after $2,000 spend in 3 months

    Average

  13. Hilton Honors Aspire Amex — 150,000 points after $6,000 spend in 6 months

    Average

  14. Marriott Bonvoy Bevy Amex — 125,000 points after $5,000 spend in 6 months

    Average

  15. Delta SkyMiles Reserve Amex — 50,000 points after $10,000 spend in 6 months

    Wait

  16. Citi Strata Premier — 60,000 points after $4,000 spend in 3 months

    Stale — last documented April 1, 2025

Rankings compute live from the documented entries (newest documentation: September 8, 2026). “Best” means best relative to each card's own documented history, not the biggest absolute number. This is an informational record, not financial advice.