January 23, 2026
Rule confirmed as two personal cards and one business card per 30 days
OMAAT describes Chase as typically approving at most two personal cards and one business card in a 30-day period.
Sources:onemileatatime.com ↗
Documented rule history
Active — last confirmed January 23, 2026Chase 2/30 velocity rule
Is the Chase 2/30 velocity rule still active? On our documented record it is active, last confirmed January 23, 2026: Rule confirmed as two personal cards and one business card per 30 days. We have 2 dated, sourced changes on record since 2020. Statuses reflect documented confirmations, not live issuer policy.
Every documented change — newest first
June 6, 2020
Rule first documented
Date approximate; earliest tier-2 documentation found. The consensus described is that no more than two Chase cards can be approved within any rolling 30-day period, and that the rule is not as hard-and-fast as Citi's 8/65.
Questions
Is the Chase 2/30 velocity rule still active?
Yes — active on our documented record, as last confirmed January 23, 2026: Rule confirmed as two personal cards and one business card per 30 days. Always verify before applying — issuers change unwritten rules without notice.
When was the Chase 2/30 velocity rule first documented?
June 6, 2020: Rule first documented. Since then we have documented 2 changes, each dated and sourced on this page.
What changed most recently in the Chase 2/30 velocity rule?
January 23, 2026 — Rule confirmed as two personal cards and one business card per 30 days. OMAAT describes Chase as typically approving at most two personal cards and one business card in a 30-day period.
Application rules are unwritten issuer policy; they change and get enforced without notice, and exceptions exist. Statuses reflect our last documented confirmation, not live issuer policy. Not financial or legal advice.
Cite this data
Bonus Eagle. “Chase 2/30 velocity rule — The Application Rules Record.” bonuseagle.com. https://www.bonuseagle.com/rules/chase/2-30-velocity-rule
Data is free to use with attribution to bonuseagle.com.
All Chase rules: the full issuer page.