Chase One-Southwest-personal-card rule

Is the Chase One-Southwest-personal-card rule still active? On our documented record it is active, last confirmed September 23, 2019: Business card confirmed outside the personal-card restriction. We have 2 dated, sourced changes on record since 2018. Statuses reflect documented confirmations, not live issuer policy.

Every documented change — newest first

September 23, 2019

Business card confirmed outside the personal-card restriction

Doctor of Credit concluded that differing wording on the Southwest business card was a copy-paste error present since at least June, and that the business card kept its own separate 24-month bonus language.

Sources:doctorofcredit.com ↗

April 5, 2018

Rule introduced

New terms made Southwest personal cards unavailable to current holders of any Southwest personal card and to prior holders who received a bonus within the last 24 months, ending the practice of earning both personal-card bonuses in one year; the business card was exempt.

Sources:doctorofcredit.com ↗doctorofcredit.com ↗

Questions

Is the Chase One-Southwest-personal-card rule still active?

Yes — active on our documented record, as last confirmed September 23, 2019: Business card confirmed outside the personal-card restriction. Always verify before applying — issuers change unwritten rules without notice.

When was the Chase One-Southwest-personal-card rule first documented?

April 5, 2018: Rule introduced. Since then we have documented 2 changes, each dated and sourced on this page.

What changed most recently in the Chase One-Southwest-personal-card rule?

September 23, 2019 — Business card confirmed outside the personal-card restriction. Doctor of Credit concluded that differing wording on the Southwest business card was a copy-paste error present since at least June, and that the business card kept its own separate 24-month bonus language.

Application rules are unwritten issuer policy; they change and get enforced without notice, and exceptions exist. Statuses reflect our last documented confirmation, not live issuer policy. Not financial or legal advice.

Cite this data

Bonus Eagle. “Chase One-Southwest-personal-card rule — The Application Rules Record.” bonuseagle.com. https://www.bonuseagle.com/rules/chase/one-southwest-personal-card-rule

Data is free to use with attribution to bonuseagle.com.

All Chase rules: the full issuer page.