Documented application rules
HSBC application rules, documented: 1 tracked rule (0 active as last confirmed), 3 dated rule changes on record since 2018, most recently February 1, 2022. Every change dated and sourced; statuses reflect our last documented confirmation, not live issuer policy.
3 documented changes since 2018Full history →
February 1, 2022
Rule retired with HSBC's exit from US mass-market credit cards
Date approximate (month only). HSBC announced its US mass-market retail exit in May 2021 and completed the Citizens and Cathay transactions in February 2022, with the sold mass-market card accounts later moved to a First Bank & Trust program; new HSBC US consumer card applications and their limits ended with the exit.
August 20, 2019
Cap raised from two to three cards
Doctor of Credit's issuer card-limit reference recorded on August 20, 2019 that the HSBC maximum had increased to three.
August 1, 2018
Rule first documented
Doctor of Credit's HSBC reference stated a maximum of two HSBC credit cards, that same-day inquiries were not combined, and that a banking relationship was needed or helpful for approval; premium cards additionally required Premier or Advance relationship balances.
Questions
No — on our documented record it is retired, as last confirmed February 1, 2022: Rule retired with HSBC's exit from US mass-market credit cards. Statuses reflect our last documented confirmation, not live issuer policy — every change is dated and sourced on this page.
Our earliest documented entry is August 1, 2018: Rule first documented. The rule has 3 documented changes on the record since then.
February 1, 2022 — Two-card limit (HSBC): Rule retired with HSBC's exit from US mass-market credit cards.
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Application rules are unwritten issuer policy: they change and get enforced without notice, and exceptions exist. Statuses reflect our last documented confirmation, dated on every rule — not live issuer policy. Not financial or legal advice.
Bonus Eagle. “HSBC — The Application Rules Record.” bonuseagle.com. https://www.bonuseagle.com/rules/hsbc
The other two records: this issuer's devaluation history and welcome offer history.
