Documented rule history
Active — last confirmed September 27, 2016Is the US Bank Recent-tradeline sensitivity (US Bank) still active? On our documented record it is active, last confirmed September 27, 2016: Denials and account shutdowns for numerous recently opened tradelines documented. We have 1 dated, sourced change on record since 2016. Statuses reflect documented confirmations, not live issuer policy.
Every documented change — newest first
September 27, 2016
Denials and account shutdowns for numerous recently opened tradelines documented
Denial and closure letters cited a number of recently opened tradelines and sufficient existing credit lines; several reports involved applicants who had opened many cards that year or applied for multiple US Bank cards at once.
Questions
Yes — active on our documented record, as last confirmed September 27, 2016: Denials and account shutdowns for numerous recently opened tradelines documented. Always verify before applying — issuers change unwritten rules without notice.
September 27, 2016: Denials and account shutdowns for numerous recently opened tradelines documented. Since then we have documented 1 change, each dated and sourced on this page.
September 27, 2016 — Denials and account shutdowns for numerous recently opened tradelines documented. Denial and closure letters cited a number of recently opened tradelines and sufficient existing credit lines; several reports involved applicants who had opened many cards that year or applied for multiple US Bank cards at once.
Application rules are unwritten issuer policy; they change and get enforced without notice, and exceptions exist. Statuses reflect our last documented confirmation, not live issuer policy. Not financial or legal advice.
Bonus Eagle. “US Bank Recent-tradeline sensitivity (US Bank) — The Application Rules Record.” bonuseagle.com. https://www.bonuseagle.com/rules/us-bank/recent-tradeline-sensitivity-us-bank
All US Bank rules: the full issuer page.
