Calculator
Reward Stacking Calculator
A single purchase can earn points in three places at once — your card, the portal you book through, and the airline or hotel program. Most tools only count one layer. This one adds up the whole stack, so you can see what a booking truly earns.
Fill in only the layers that apply to your booking. Leave a box blank if it does not earn there.
How this works
One booking often earns in more than one place at once — your card, the portal you booked through, and the airline or hotel program. This adds those layers together so you can see the full stack. To learn how the pieces fit, see How category bonuses work.
Two things to check
Bookings made through a card's travel portal sometimes do notearn airline or hotel points or elite credit — so do not assume all three layers apply. And loyalty earning often depends on your fare class and status. When in doubt, confirm with the airline or hotel before counting on it.
A general educational estimate, not financial advice. Actual earning depends on your specific card, program, and booking.