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moderateApril 19, 2026Citi · ThankYou Rewards → Choice PrivilegesHigh Risktransfer ratio cut

Citi cuts Choice Privileges transfers

1:21:1.5

The famous 1:2 Choice ratio — long one of the best hotel plays in the ThankYou program — reduced to 1:1.5.

What to do: Still above 1:1, but the math on Choice sweet spots is weaker — re-check before transferring.

Source· verified Aug 18, 2026