April 1, 2026
25,000 pts → 20,000 points after $500 spend in 3 months
cash-back card.
Sources:thepointsguy.com ↗
Welcome offer history
AverageChase Freedom Unlimited
As of April 1, 2026, the last documented Chase Freedom Unlimited welcome offer is 20,000 points after $500 spend in 3 months — verdict: Average, ranking at the 64th percentile of 14 documented offers since 2020. All-time documented high: 30,000 points (December 1, 2025).
Verdict scores the last documented offer against this card's full documented history, as of April 1, 2026— not live availability. Verify with the issuer before applying.
All-time high
30,000
December 1, 2025
Last documented
20,000
April 1, 2026
Changes documented
14
since 2020
The documented record
Timing intelligence
Seasonal pattern: elevated offers for this card have historically appeared most often in March, October, December (9 documented elevated appearances).
How long elevated offers last: across 5 completed elevated runs, this card's above-typical offers held for 31–425 days before dropping.
The cost of applying below the peak: the last documented offer sits 10,000 pointsunder this card's all-time high — roughly ≈ $150 at common valuations, for the same application.
Computed live from this card's documented entries only; history is not a promise of future offers, and point values vary by how you redeem. Not financial advice.
Every documented change — newest first
March 1, 2026
20,000 pts → 25,000 points after $500 spend in 3 months
Cash-back card.
Sources:thepointsguy.com ↗
January 1, 2026
30,000 pts → 20,000 points after $500 spend in 3 months
Cash-back card.
Sources:thepointsguy.com ↗
December 1, 2025
ALL-TIME HIGH20,000 pts → 30,000 points after $500 spend in 3 months
Cash-back card.
Sources:thepointsguy.com ↗
May 1, 2025
25,000 pts → 20,000 points after $500 spend in 3 months
Cash-back card.
Sources:thepointsguy.com ↗
March 1, 2025
30,000 pts → 25,000 points after $500 spend in 3 months
Cash-back card.
Sources:thepointsguy.com ↗
January 1, 2024
ALL-TIME HIGH20,000 pts → 30,000 points after $20,000 spend in 12 months
Extra 1.5% (up to $300); cash-back card.
Sources:thepointsguy.com ↗
October 1, 2023
30,000 pts → 20,000 points after $500 spend in 3 months
$200 bonus + 5% groceries (up to $12k); or unlimited double cash back option; cash-back card.
Sources:thepointsguy.com ↗
December 1, 2022
ALL-TIME HIGH30,000 points after $20,000 spend in 12 months
Extra 1.5% cash back (up to $300) on up to $20k spend first year; cash-back card.
Sources:thepointsguy.com ↗
October 1, 2022
20,000 pts → 20,000 points after $500 spend in 3 months
Date approximate; 5% grocery first-year category returned (up to $12,000); replaced by the 12-month extra 1.5% offer in Dec 2022
July 1, 2021
20,000 pts → 20,000 points after $500 spend in 3 months
Date approximate; added 5% back at gas stations (up to $6,000) in first year
Sources:upgradedpoints.com ↗
February 1, 2021
20,000 pts → 20,000 points after $500 spend in 3 months
Date approximate; first-year grocery category dropped
Sources:upgradedpoints.com ↗
September 1, 2020
20,000 pts → 20,000 points after $500 spend in 3 months
Date approximate; added 5% back on grocery purchases (up to $12,000) in first year
Sources:upgradedpoints.com ↗
January 1, 2020
20,000 points after $500 spend in 3 months
Date approximate; $200 cash bonus = 20,000 UR (UP's table oddly values this row at 15,000 points — verify)
Sources:upgradedpoints.com ↗
Questions
What is the highest documented welcome offer for the Chase Freedom Unlimited?
30,000 points, documented on December 1, 2025. Every documented offer for this card is listed, dated, and sourced on this page.
Is the latest Chase Freedom Unlimited offer a good one?
The last documented offer (20,000 points after $500 spend in 3 months, April 1, 2026) ranks at the 64th percentile of all 14 documented offers — verdict: Average. "All-Time High" and "Strong" have historically been the best moments to apply.
How often does the Chase Freedom Unlimited welcome offer change?
We have documented 14 offer changes since 2020 — roughly 2.0 per year. Offers move without announcement, which is why each change is recorded here with its date and source.
Cite this data
Bonus Eagle. “Chase Freedom Unlimited — The Offer Record.” bonuseagle.com. https://www.bonuseagle.com/offers/chase-freedom-unlimited
Data is free to use with attribution to bonuseagle.com.
Embed this card's record
Free to embed with the attribution bar. The widget updates itself as new offers are documented.
Email me the day this card hits an All-Time High
One email, only when the Chase Freedom Unlimited offer reaches the highest level ever documented here. Free, confirm once, unsubscribe anytime.
The other half of the decision: see this issuer's devaluation record on the Devaluation Tracker.