April 1, 2026
100,000 pts → 110,000 points after $5,000 spend in 3 months
Date approximate; 100,000 after $5,000 plus 10,000 for adding an authorized user in 3 months; plus 2,000 PQPs
Sources:thepointsguy.com ↗
Welcome offer history
StrongUnited Business Card
As of April 1, 2026, the last documented United Business Card welcome offer is 110,000 points after $5,000 spend in 3 months — verdict: Strong, ranking at the 85th percentile of 13 documented offers since 2022. All-time documented high: 150,000 points (June 1, 2022).
Verdict scores the last documented offer against this card's full documented history, as of April 1, 2026— not live availability. Verify with the issuer before applying.
All-time high
150,000
June 1, 2022
Last documented
110,000
April 1, 2026
Changes documented
13
since 2022
The documented record
Timing intelligence
Seasonal pattern: elevated offers for this card have historically appeared most often in January, March, April (7 documented elevated appearances).
How long elevated offers last: across 5 completed elevated runs, this card's above-typical offers held for 31–273 days before dropping — the current documented offer is on day 157.
The cost of applying below the peak: the last documented offer sits 40,000 pointsunder this card's all-time high — roughly ≈ $600 at common valuations, for the same application.
Computed live from this card's documented entries only; history is not a promise of future offers, and point values vary by how you redeem. Not financial advice.
Every documented change — newest first
January 1, 2026
75,000 pts → 100,000 points after $5,000 spend in 3 months
Date approximate; plus 2,000 PQPs
Sources:thepointsguy.com ↗
November 1, 2025
100,000 pts → 75,000 points after $5,000 spend in 3 months
Date approximate; plus 2,000 PQPs
Sources:thepointsguy.com ↗
July 1, 2025
75,000 pts → 100,000 points after $5,000 spend in 3 months
Date approximate; plus 2,000 PQPs
Sources:thepointsguy.com ↗
May 1, 2025
125,000 pts → 75,000 points after $5,000 spend in 3 months
Date approximate; plus 2,000 PQPs
Sources:thepointsguy.com ↗
March 1, 2025
75,000 pts → 125,000 points after $5,000 spend in 3 months
Date approximate; highest single-tier offer on the card
Sources:thepointsguy.com ↗
April 1, 2024
100,000 pts → 75,000 points after $5,000 spend in 3 months
Date approximate; 75k baseline for nearly a year
Sources:thepointsguy.com ↗
January 1, 2024
50,000 pts → 100,000 points after $5,000 spend in 3 months
Date approximate; first straight 100k run
Sources:thepointsguy.com ↗
November 1, 2023
75,000 pts → 50,000 points after $5,000 spend in 3 months
Date approximate
Sources:thepointsguy.com ↗
October 1, 2023
50,000 pts → 75,000 points after $5,000 spend in 3 months
Date approximate
Sources:thepointsguy.com ↗
June 1, 2023
75,000 pts → 50,000 points after $5,000 spend in 3 months
Date approximate; baseline cut to 50k
Sources:thepointsguy.com ↗
March 1, 2023
150,000 pts → 75,000 points after $5,000 spend in 3 months
Date approximate
Sources:thepointsguy.com ↗
June 1, 2022
ALL-TIME HIGH150,000 points after $20,000 spend in 6 months
Date approximate; tiered: 75,000 after $5,000 in 3 months plus 75,000 after $20,000 total in 6 months
Sources:thepointsguy.com ↗
Questions
What is the highest documented welcome offer for the United Business Card?
150,000 points, documented on June 1, 2022. Every documented offer for this card is listed, dated, and sourced on this page.
Is the latest United Business Card offer a good one?
The last documented offer (110,000 points after $5,000 spend in 3 months, April 1, 2026) ranks at the 85th percentile of all 13 documented offers — verdict: Strong. "All-Time High" and "Strong" have historically been the best moments to apply.
How often does the United Business Card welcome offer change?
We have documented 13 offer changes since 2022 — roughly 2.6 per year. Offers move without announcement, which is why each change is recorded here with its date and source.
Cite this data
Bonus Eagle. “United Business Card — The Offer Record.” bonuseagle.com. https://www.bonuseagle.com/offers/united-business-card
Data is free to use with attribution to bonuseagle.com.
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The other half of the decision: see this issuer's devaluation record on the Devaluation Tracker.